GOD help me. . . I NEVER dreamed I’d EVER be forced to grovel for money from strangers – – yet, here I am, hoping against hope that some kind soul will consider me worthy of assistance!!

I am a 62 yo female on SSDI since 2005 for a litany of medical (physiological) & psychiatric conditions. Kira (my 2 yo cat), keeps me going, despite having constant acute pain everyday .

I am in DESPERATE need of financial help (at LEAST $5,000 urgently needed) – even if it comes with the proviso that I repay my benefactor part (or all) within the next 12 months. . . OR… with the stipulation that I “pay it forward” to help another soul in need of help on this site (within 12-24 months).

Legal fees were required to pay attorneys for an insurance mediation. That mediation has since devolved into a lengthy lawsuit (which is expected to conclude by the middle of October).

I am alone in life, with virtually no financial or emotional support – all friends deceased & my only surviving family is an older brother who treats me so badly that reconciliation is impossible.

I received an EVICTION NOTICE on June 15th for $2,500 in back rent & currently owe $3,500. I was paying my atty money I know should’ve gone for rent, but I hoped to win my lawsuit quickly & THEN pay all my debt/obligations… but it’s taking longer than I expected.

I applied for RAFT assistance. but my application was rejected. Legal fees don’t qualify as “justified hardship” since I could’ve opted to forgo legal action. I moved into my 1BR apt 2 years ago. . . & I was homeless for the 2 years prior to coming here. 

My FICO score is less than 425 & I cannot qualify for a loan – or even a credit card. My current debt is $15,000+ but I SWEAR I am NOT a shopaholic! My car (130,000 mi+) should’ve died years ago. I have a 10×10 storage unit. The cost has more than doubled in only 2 years, but I can’t afford to pay movers to relocate the contents to a different storage facility which isn’t corrupt or greedy!

I shouldn’t admit this, but I couldn’t afford auto insurance (mandatory in MA) so my car registration was revoked. The big red R rejected emissions sticker is 4 years old – but it only failed since there was a crack in my rear bumper. I take a chance every time I go out to drive, but getting insurance will require $1,000 for a mandatory payment upfront for 6 months. 

I haven’t spent money on myself for almost 2 YEARS & have no monthly expenses except those that are absolutely necessary. No fast food, delivery, movies, makeup, etc… & I even cut my own hair! Despite all that, I’ve still been charged over $1,000 in overdraft fees since January. My request to the bank to refund even a % of that $1,000 was rejected. 

I WAS fortunate in that my Electric service utility shutoff order for August 30th was canceled (with just 3 days to spare!) when my $1,500 bill was approved & paid for by RAFT less than 2 weeks ago.

My landlord doesn’t yet know RAFT rejected my rent request. Once they know, they’ll get a court order to evict me, so I’m just trying to buy time until I can pay my delinquent balance . . . or until I receive my SSDI at the start of November. My last legal payment will be on October 1st & in November I can start to repay my debts. . . but I just can’t face the chance I’ll be homeless again if my landlord contacts RAFT in the next 6-8 weeks to ask for a status update!

I’ll lose my cat, Kira, if I go back to a homeless shelter, so I’d rather live in my car.

Can anyone PLEASE HELP ME???

If I win my lawsuit, I will commit to becoming someone who helps others through these sites. . . but I need to have a contingency plan in place NOW!

I have ZERO social media presence – I’m very shy & there are no pictures of me online. I’ve lost 90% of my lower jaw to bone reabsorption (I’ve had the same set of full dentures for over 15 years), so my lower face has kinda caved in. I am confident enough to describe myself as intellectually brilliant – but I’m socially retarded & assume people won’t like me because “I know a lot about a lot”. People don’t seem to like that – even though I no longer volunteer information. Unfortunately, being witty, clever & creative doesn’t generate money if that person has absolutely no support system of friends or even acquaintances.

I will be eternally grateful to anyone who can help me … & I vow to offer my help to them in the future.

• Listing ID: 19834
• My City: WEYMOUTH

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